Two high-profile keynote speakers, sixteen breakout topics presented by highly-qualified experts in their fields:

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CLICK HERE FOR THE FFW17 AGENDA

 

CHECK OUT THIS YEAR'S BREAKOUT TOPICS AND MEET OUR SPEAKERS AT FFW17

 

Tax Saving Strategies

The goal of this session is to help you use the federal tax code to decrease the amount of income taxes you owe.  You will learn about common mistakes that often cost taxpayers money, and about tax planning opportunities that can not only decrease your tax bill but also put money in your pocket.

Areas of discussion will include:

  • The "pay as you go" rule

  • A misunderstood fact about filing extensions

  • The basics of Adjustments, Deductions and Credits

  • Income and deduction shifting

Jeff Birnbaum, CFP®, EA, specializes in harnessing the power of income taxes as an integral part of financial planning. He is the founder of On Point Financial, an independent financial planning practice based in NYC. Jeff is also an Enrolled Agent. Enrolled agent status is the highest credential the IRS awards. Jeff teaches advanced income tax preparation and planning to tax professionals, and basic preparation to others. He has presented workshops for a variety of organizations, including The NY Public Library, The Lab School, The Manhattan Christian Academy, The Family Justice Center, The Actors Guild and The MusiCares Foundation.

jeffb@onpointfinancialgroup.com   212-874-1790    www.onpointfinancialgroup.com

 

Why Use Index Funds and ETFs?

The goal of this session is to help you understand how index funds and exchange traded funds (ETFs) work and why you should consider using them as part of your investment strategy when building a portfolio.

 This presentation will help you understand:

  • index funds and ETFs and how they are constructed

  • how ETFs differ from traditional mutual funds

  • how to buy and sell ETFs

  • the costs of owning ETFs

  • the tax advantages of ETFs

  • how to get started with ETFs in your portfolio

Simon Brady, CFP®, is founder and principal of Anglia Advisors, a flat-fee-only financial planning and investment management firm in New York City, serves on the Board of Directors of the Financial Planning Association of New York and is in charge of organizing this year's FFW event. Originally from the UK, his specialties are in financial organization, personal finance planning and investment management for younger professionals in their 20s, 30s and early 40s as well as working with foreign nationals living and working in the US on green cards and visas. Now a regular speaker on personal finance topics and frequent media contributor, Simon was for many years a currency and equity trader in London and on Wall Street and also served as a financial advisor at the United Nations. 

 simon@angliadvisors.com    (646) 286 0290    www.angliaadvisors.com

 

 

Five Estate Planning Essentials

The goal of this session is to help you understand the essential legal documents that will lay out your financial and health plan for disability and death.

This presentation will help you understand:

  • what happens if you die or become disabled without legal documents drafted in advance

  • how the law may or may not serve your personal wishes

  • how to provide for minor beneficiaries and consider guardianship

  • the difference between probate and non-probate transfers

  • how to move forward with setting up an estate plan

Thomas K. Chu, Esq., is a solo trusts and estates attorney with a special focus on exit planning for business owners, working at the intersection of owners' legal and financial concerns both as individuals and principals of their firms, considering plans for contingency, continuity, sale, or dissolution. A candidate for the CERTIFIED FINANCIAL PLANNER™ designation, he serves on the board of the Financial Planning Association of New York with a focus on allied professionals and pro bono work. To date he has drafted almost 100 wills for survivors of domestic violence and other women.

 

thom@tkchulaw.com   212-882-1128   www.tkchulaw.com

 

 

 

All About IRAs

Topic summary:    The goal of this session is to help you understand how to make the most effective use of Individual Retirement Arrangements (IRAs). Unlike employer‐sponsored retirement plans, IRAs offer the participant a substantial element of control and choices that are usually lower in cost. The focus will be on the differences between traditional and Roth IRAs.

 This session will cover:

  • Traditional vs. Roth

  • who is eligible to contribute 

  • how much you can contribute 

  • what is a conversion

  • investment choices

  • distribution requirements  

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Natalie Colley received a Bachelor of Science in chemical engineering at the University of California, Santa Barbara (UCSB). After 7 years as an engineer in the pharmaceutical industry, she decided to follow her passion for personal finance and changed careers, joining Francis Financial as an Analyst in early 2015. Natalie is currently studying for her CERTIFIED FINANCIAL PLANNER™ designation. As an Analyst, she supports the team through activities ranging from new account establishment to ongoing client management. Natalie especially enjoys educating others about how they can set themselves up for long-term financial success.

 

natalie@francisfinancial.com   212-374-9008   www.francisfinancial.com

 

 

Retirement Planning For Small Business Owners

Small business owners, self-employed individuals and freelancers have a number of tax-advantaged vehicles to save for retirement. Learn about the main types of accounts, eligibility guidelines and advantages.

In this session, you will learn:

  • how to save for retirement without a company-sponsored 401k or 403b

  • what is a SIMPLE IRA

  • what is a SEP IRA

  • and who can contribute to a solo 401k

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Peter J. Creedon, CFP®, ChFC, CLU is the founder of Crystal Brook Advisors, a Registered Investment Advisory firm. Crystal Brook Advisors works with individuals, small businesses and professionals in the development, implementation and monitoring of various areas of comprehensive financial planning and asset management needs. For nineteen years, Peter has provided information and alternatives to help clients make educated, informed planning and investing decisions, resulting in taking greater control in all areas of their financial life. 

peter@crystalbrookadvisors.com  212-579-5813   wwww.crystalbrookadvisors.com

 

 

Your Credit: Insider Tricks

You may not have put much thought into credit but credit management can save you thousands of dollars. Understanding how to manage credit can help you obtain lower interest rates, increase your spending power and safeguard your identity.

 This session will cover:

  • Your FICO score: How it’s calculated & where to get the real score

  • Creating the perfect credit profile and why even the smallest things can have a huge impact when securing a loan

  • Why paying collections could hurt you

  • Credit myths

  • The ideal number of credit cards and balances

  • Protecting yourself from identity theft

For Anthony Davenport, knowing the ins and outs of the credit industry is not just his job, but his passion. As well as serving high profile entertainers and athletes, his firm, Regal Credit Management, helps anyone looking to better manage, repair and protect their credit profiles in the US and the United Kingdom. Anthony's financial literacy work includes educating NFL players at the University of Miami's executive MBA program, educating kids about the need to be smart online with NFL pro-Bowlers Tiki Barber and Tony Richardson, and conducting continuing education credits for many firms around the country. His first book, Your Score - a real-world guide to navigating the world of consumer credit - will be published in 2018.

anthonyd@regalcredit.com   646-450-0153   www.regalcredit.com

 

 

Saving for College

Due to skyrocketing costs, saving for college is a daunting prospect for many parents and grandparents. But there are a number of tax advantaged tools that can help.

This session will help you understand:

  • The growing cost of a college education

  • Why saving early is key

  • The benefits of 529 plans

  • How financial aid is determined

  • Strategies to help you save and get financial aid

Victoria Fillet Konrad, CFP®, is the co-founder of Blueprint Financial Planning, LLC, a SEC registered investment advisor. Vicki is a former Chairwoman of the Board of Directors of the Financial Planning Association of New York and is active on several committees. She began her investment career with The First Boston Corporation and later joined Furman Selz, becoming a Managing Director. After her years of Wall Street experience, she moved to Canada as a consultant for Republic Bank where she worked on the development and feasibility of several investment products. Returning to New Jersey, she consulted with Ryan Beck & Co. on product development before founding Blueprint. Vicki is a graduate of Fordham University with a BA in economics and business.

 

vfillet@blueprintfp.com    201-222-9930www.blueprintfp.com     

 

 

Broker, Advisor, Planner, Robo: Who Does What?

The goal of this session is to help you understand the different types of financial professionals in order to determine which is the best fit for your financial situation.

This presentation will help you understand:

  • the key differences between a broker, planner and advisor

  • what is a robo-advisor

  • different ways financial professionals charge clients for service

  • the difference between the "suitability" vs. "fiduciary" standards

  • how to check an advisor

  • questions every client should ask a financial advisor before hiring one

Stephanie Genkin, CFP®is the founder of My Financial Planner, LLC, a fee-only Brooklyn-based financial planning firm that works with individuals in their 30s and 40s seeking professional guidance on investing, saving and debt management. Stephanie serves as adjunct faculty at NYU's School of Professional Studies and offers personal finance classes at the 92nd Street Y and Brooklyn Brainery. She earned the designation Behavioral Financial Advisor, serves on the Board of Directors of the FPA New York and is the financial planner behind the Yahoo series Fix My Finances. Previously, Stephanie was an editorial producer at CNN for 15 years and worked for the network's Chief Business Correspondent, producing segments on business, finance and the economy. She holds degrees from the University of Wisconsin, Madison, and University of Oxford, St. Antony's College, in England.

  stephanie@stephaniegenkin.com   917‐991-1285   www.stephaniegenkin.com

 

 

Buying A Home in NYC: Are You Ready? (a panel discussion)

Buying an apartment in the five boroughs is different from buying almost any place else. Coop laws are complicated and closing costs can be unexpectedly steep. Understanding the market and being ready financially is essential before you take the plunge. This panel will address the key factors to consider when determining whether to rent or buy an apartment in New York City.

This session will cover:

  • The trouble with renting

  • Different types of property ownership: coop vs condo

  • A breakdown of closing costs

  • What happens at closing

  • Costs going forward

Moderator: Christine Goodrich, Esq. is a Senior Associate Attorney with Faruqi & Faruqi, LLP. Christine’s practice is focused in securities arbitration, litigation and regulation and she represents financial service professionals in the securities industry in employment-related disputes, regulatory matters, transition planning and succession planning. She also represents investors in disputes against financial firms. Christine earned her Juris Doctor and International Law Certificate from Pace Law School and her Master in Business Administration from the Lubin School of Business. Prior to completing her J.D./M.B.A., Christine earned a B.S. in Business Management from Case Western Reserve University.

 

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Panelist: Roger Ma, CFP® is a NYC-based CERTIFIED FINANCIAL PLANNER™, founder of financial planning firm lifelaidout LLC, and a licensed real estate agent. He works with individuals and families across the country to help them set and reach their financial goals, live great lives, and achieve peace of mind. He's a frequent contributor at Forbes and The Street and often quoted in the media for his personal finance and real estate expertise, in outlets such as CNBC, US News, CNN Money, and Kiplinger. Roger was also recognized by Investment News as one of its 2017 "40 Under 40" in financial planning.

 

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Panelist: Daniel M. Churgin, Esq. is an associate attorney in Romer Debbas LLP’s real estate department and concentrates his practice on representing buyers and sellers in residential and commercial real estate transactions. He is involved in all aspects of the firm’s transactional real estate practice and is well versed in the areas of contract negotiation and due diligence. After graduating law school, Daniel was the law clerk for the Honorable Dennis F. Carey in Newark, New Jersey and later focused his practice on civil litigation for two years. In 2014, he came to New York to focus his practice on real estate. Daniel’s unique combination of litigation and real estate experience make him an asset to the firm’s clients. He regularly presents in real estate brokerage houses on a wide variety of topics.

 

 

 

Protecting Your Lifestyle and Income using Insurance

The goal of this presentation is to identify the financial risks you would face if you lost the ability to continue earning an income and identify how insurance can be used to protect you.

 This presentation will help you understand:

  • How to determine the amount of insurance coverage

  • What type of coverage

  • Factors to consider when choosing a carrier

  • The differences between term and permanent coverage

  • Why overlooking disability coverage can be a very costly mistake

Ross Karp is a licensed Life, Disability and Long-Term Care Insurance broker, starting in the industry in 2005. Focused on more than policies and procedures, he believes in the human aspect of the industry to help protect people, their wealth, their families and their lifestyles. Ross founded 3P Insurance Services in 2011. Prior to that, he spent two years heading up the Life Insurance division for a New York City-based Group Benefits and Property and Casualty firm. His previous experience also includes working as an agent at Guardian Life Insurance Company and New York Life Insurance Company. Before entering the insurance industry, Ross was a high school history, psychology and economics teacher. 

ross@3p-insurance.com     914-443-9709   www.3p-insurance.com

 

 

How to Get the Most from Social Security

Claiming Social Security is far more complicated than most people realize. The decisions you make now can have a tremendous impact on the total amount of benefits you (and/or your spouse) receive over your retirement. The goal of this important session is to help you understand the key elements of Social Security, and to outline some innovative strategies for maximizing your benefits.

This workshop will also cover:

  • Factors to consider when deciding the timing to apply for benefits

  • When it makes sense to delay benefits -- and when it does not

  • How to estimate your benefits

  • How to coordinate benefits with your spouse, and/or collect divorced spousal benefits

  • How to minimize taxes on Social Security benefits

  • How to coordinate Social Security with your other sources of retirement income

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Michael Martin, CRPC® is a Principal and a Chartered Retirement Planning Counselor with Marius Wealth Management — an independent, fee-only investment advisory firm.  He is a seasoned financial professional and started his career over 20 years ago at Smith Barney, where he served as Vice President-Private Client Services.  Michael works with clients to grow and protect their wealth and develop tax-efficient retirement income strategies for future income needs. He also volunteers his time in teaching financial literacy through several organizations, including the Financial Planning Association of New York.  He also writes the popular financial blog Marius Wealth Blog.

mmartin@mariuswealth.com   646-454- 9159   www.mariuswealth.com

 

Building a Better Budget

A budget is a basic tool for managing your money.  Developing and implementing a budget is one of the first steps to a sound financial plan.

In this presentation we will discuss:

  • Why you need a budget

  • Building your budget

  • Setting financial goals

  • Tracking your expenses

  • Developing a savings plan

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Kaitlin Nicholis is a Financial Planning Services Associate at Element Financial Group, a boutique woman-founded and led financial services firm, with a focus on planning for clients in the arts.  Before joining Element in 2015, Kaitlin worked at a boutique, middle market mergers and acquisitions firm, and a prominent NYC literary agency. She graduated with honors from New York University with a Bachelor of Arts in English and American Literature. Kaitlin tends to all the details necessary to prepare and implement Element clients’ financial plans. She especially enjoys working with young professionals and up-and-coming artists, helping them define and achieve their personal and professional goals.

 

knicholis@elementfinancialgroup.com   212-878-1778   www.elementfinancialgroup.com.

 

Dealing with Debt: Student Loans and Credit Cards

This session will review federal student loan repayment basics and options for refinancing loans outside the federal department of education system.   We will also review effective strategies for managing and eliminating credit card debt.

 The goal of this session is to help you understand:

  • How to keep track of your student loans

  • How to potentially lower your student loan interest rate (APR) or monthly payment

  • Where to find free online resources

  • How and why to pay more than your credit card minimum

  • How to pay down credit card debt more effectively

Anthea Perkinson, CFP®, is the founder of Monterey Associates, LLC, a fee-only planning firm with clients in NYC and Westchester. She has nearly 30 years of experience in the financial services industry helping clients save and invest for the future. She is the 2017 President of the Financial Planning Association of New York and a former Co-Director of the chapter’s Pro Bono Committee, which is dedicated to providing financial literacy education to underserved populations in New York City: the formerly homeless, victims of domestic violence and individuals recovering from illness or addiction.

antheaperkinson@montereyassociates.com   914-419-6412  

 

 

Constructing a Diversified Portfolio for Beginners

Learn the elements of creating a customized investment portfolio for your retirement and brokerage accounts:

We will cover:

  • The core concepts of creating a portfolio

  • Understanding different types of risk

  • Tax ramifications of treatment of investment

  • Tips and sound strategies you can stick with in all market conditions

 

Erika Safran, CFP®, is a wealth manager at Safran Wealth Advisors, an independent fee-only wealth management firm providing high level financial planning and investment management services. Erika works with many types of clients, from single individuals to families of multiple generations. She specializes in assisting her clients with life transitions to help them make smart choices. As a financial advocate, Erika has lectured at the NY Business Library, AARP, and 92nd St. Y, and contributed her financial expertise to articles published in national news and trade magazines, such as The New York Times, Wall Street Journal and Investment News. Erika has also appeared in media outlets, such as CBS, CNN and CNBC.

 

esafran@safranwealthadvisors.com    212-328-9530   www.safranwealthadvisors.com

 

 

Making the Most of Your 401(k) / 403(b)

This session will focus on the two most popular employer-sponsored retirement plans. We will cover contribution strategies, investment choices, borrowing considerations and optimizing distributions. The topic is taken quite literally – we will quickly zoom past the basics, and will focus on squeezing all the advantages you can from these plans, while learning how to avoid common mistakes and inefficiencies in using them.

The presentation seeks to answer the following questions:

  • How can I maximize my contributions to the plan?

  • How do to evaluate the plan’s investment choices?

  • What do I need to know before borrowing from my 401(k)?

  • What if I need to access the money in my plan early?

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Eugene Skorodinsky, CFP® Eugene Skorodinsky is a Financial Advisor with Minerva Wealth Advisory, an independent firm in New York City. Eugene often speaks to various audiences on a broad variety of personal finance topics. Several years ago, he also branched out into a career of financial counseling, to help Borough of Manhattan Community College students stay in school, graduate and achieve their other financial objectives.

 

 

eskorodinsky@minervawealth.com  347-884-0070   www.minervawealth.com

 

 

How to Create a Financial Plan

Gaining an understanding of all the components that go into a financial plan and all the professionals that should be involved in the process is essential to your financial future. Financial planning is not an event culminating in the delivery of a “Plan” but a PROCESS that continues through your lifetime to help you fulfill your financial goals.

The goal of this session is to help you understand:

  • the basics of a financial plan, including estate planning, retirement planning, insurance and budgeting

  • how to gather and sort through the facts and figures

  • the different roles of qualified professionals

  • how to implement your decisions

Hans-Christian Winkler, CFP®, works at Claraphi Advisory Network, a fully independent fee-based firm. He began his professional career on Wall Street in 1997 at a boutique Private Investment Bank in Midtown New York and has over 20 years of experience as a financial planner. In addition to his CFP® designation, Hans also holds Series 4, 7, 24, 63, 65 & New York Life & Health Insurance licenses. Hans was born and raised in Salzburg, Austria, and was a member of the Austrian Golf Team. He received a golf scholarship to Temple University in 1991 and made New York his new home after receiving his Master’s Degree from NYU in 1997. 

hwinkler@claraphi.com   917-415- 3915   claraphi.com 

 

The following people have also made invaluable contributions to FFW17 and the FPA Public Awareness Committee appreciates their efforts:

Maria Eckert (FPA of NY)

Yulia Steshenko (FPA of NY)

Monica Estrada (NYU)

Garrett Philbin (FPA of NY)

Rafael Esquer (Alfalfa Studios)

Chintu Pandya (FPA of NY)

Edwin Adams (FPA of NY)

Clary Delano (Informz)

Kristen Novak (FPA of NY)